Latest Republican assault on healthcare would punish older Americans

The Republicans’ battle to repeal Obamacare is starting to look less like warfare and more like a game of whack-a-mole. Each time a draconian plan pops up, advocates for healthcare and seniors – and grassroots opponents – grab their mallets and pound them back into their holes. And so it should be with the latest […]

Republican health reform is the real disaster for older Americans

The health reform bill proposed by the White House and Speaker Paul Ryan is predicated on the political assertion that Obamacare is a “disaster,” characterized by collapsing insurance markets and soaring premiums. Some states have had problems, to be sure – and the Affordable Care Act (ACA) could stand some tweaking. But if your income is […]

Grading Obama’s performance on retirement and aging issues

In his farewell address last week, President Barack Obama quoted something his mother used to tell him: “Reality has a way of catching up with you.” Here is one reality that really is catching up with us: as a nation, we are getting older quickly. The U.S. population over age 65 will nearly double by […]

Older Americans at risk as Congress takes ax to Obamacare

Anyone nearing retirement – or already retired – should pay very close attention to the doings of the 115th Congress that was sworn in this week. Repeal of President Barack Obama’s Affordable Care Act (ACA) tops the agenda for Republicans, who will control the White House as well as both houses of Congress when Donald […]

Obamacare isn’t spurring earlier retirement – at least, not yet

The Affordable Care Act is doing plenty of good for older Americans, but one thing it is not doing is convincing them to retire early. One prediction of the impact of the healthcare law, commonly known as Obamacare, was that the ACA would end job lock – the phenomenon of workers hanging onto jobs just […]

Medicare, ACA care and how to navigate during enrollment

This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors. Insurers offering Medicare and ACA policies have big money at stake, and consumers are subject to a blizzard of marketing messages. […]

Five takeaways on retirement policy from the midterm elections

Retirement policy wasn’t on the ballot in last week’s midterm elections. But the new political landscape could threaten the retirement security of middle-class households. With Republicans in full control of Congress, expect efforts to cut Social Security and Medicare benefits. And more Republican-controlled statehouses mean more efforts to curtail state and local workers’ pensions. One positive […]

Getting a handle on health care in retirement

Health care is one of the largest expenses most Americans will face in retirement – and it’s among the most difficult to predict. At the recent Morningstar Individual Investor Conference, I joined a panel discussion of strategies for meeting health-care funding needs using Medicare, Medigap, long-term care insurance health savings accounts – and the Affordable Care Act. […]

Obamacare opens new pathways into retirement

Is President Obama’s health reform law a job killer? Republicans seized on a new high-profile analysis of the Affordable Care Act (ACA) this week to ram home that oft-repeated talking point. But the report, issued this week by the Congressional Budget Office (CBO), actually says something quite different: Jobs won’t be destroyed, but more Americans […]

What does the Affordable Care Act mean for retirees?

After much fanfare and controversy, Obamacare’s health insurance exchanges are open for business. What does the Affordable Care Act mean for retirees? It all depends on your age. If you’re 65 or older and on Medicare, there are no big changes for you to worry about. But the ACA offers important new options for retirees […]

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