Retirement savers, how much market risk can you handle?

Allan Roth has decades of experience constructing retirement investment portfolios for clients, but he never predicts the direction of the stock market. He does, however, predict human behavior. “People will buy after the market goes up,” said Roth, founder of Wealth Logic LLC, a fee-based investment advisory and financial planning firm based in Colorado Springs, […]

Age discrimination persists 50 years after anti-bias law’s passage

Imagine a time when employers hung out a sign that effectively told job seekers, “People over 55 need not apply.” That was the U.S. job market in the 1960s, when more than half of private-sector job openings explicitly barred older applicants, and one quarter even refused to look at applicants over age 45, according to […]

Nursing home study raises questions on Medicare managed care networks

Managed care is the hot trend in Medicare, with the number of seniors enrolled in Medicare Advantage plans projected to soar over the coming decade. These plans offer simplicity by combining all the different parts of Medicare into a single buying decision – and they can save you money. But before you sign up, ask […]

Report card on aging nations gives U.S. mixed grades

Which nations are doing the best job adapting to their aging populations? Japan has the healthiest seniors. Spain gets top marks for supportive relatives and friends. In Norway, income inequality among older people is the lowest in the world. How about the U.S.? A new global aging index places the U.S. among the top five […]

Blueprints

The year ahead: What retirees should watch out for in 2018

The economy is strong and the stock market is surging. Interest rates are rising a bit, but inflation looks steady. That should mean smooth sailing in 2018 for retirees and people planning ... [Continue Reading]

Latest RR Posts

Retirement savers, how much market risk can you handle?

Allan Roth has decades of experience constructing retirement investment portfolios for clients, but he never predicts the direction of the stock market. He does, however, predict human behavior. “People will buy after the market goes up,” said Roth, founder of Wealth Logic LLC, a fee-based investment advisory and financial planning firm based in Colorado Springs, […]

Why stock market dive points to good news for retirees

Whenever the stock market nosedives, retirement portfolios seem to get all the attention. And no doubt about it: the sharp market pullback that began two weeks ago is causing headaches for anyone on the verge of retirement. The big concern is so-called sequence of return risk – that is, the risk that a sharp downturn […]

Debate on safety of reverse mortgages for seniors heats up

Foreclosure is a frightening word – especially if the person losing her home is a senior living on a modest, fixed income. And some housing advocates worry that the number of foreclosures has risen sharply among one group of seniors: those who have taken out reverse mortgage loans. But a dive into the data suggests […]