Target date funds are getting better – and that’s good news, because they’re also becoming the 800-pound gorilla of the workplace retirement saving scene. The use of these funds, which invest in a mix of assets with the aim of reducing equity exposure as participants approach retirement, has accelerated sharply in recent years, due in [...] [...more]
After the 2008 market crash, target date funds came under heavy fire for failing to protect older retirement investors. This time around, TDFs are faring much better – thanks to lessons learned a few years ago. The basic idea of TDFs — to invest in a mix of assets with the aim of reducing equity [...] [...more]
Target date funds (TDFs) have taken off in recent years as more workplace retirement plans install automation options. TDFs invest in a mix of assets and aim to reduce equity exposure as participants approach retirement. The basic idea is good, considering that many investor portfolios suffer from benign neglect when it comes to rebalancing, fund [...] [...more]
Target date funds need to sharpen up their aim. These funds, which offer a way to put your 401(k) investing on cruise control, are taking a lot of heat due to the large losses suffered by some close-to-retirement investors in the market crash. At a Washington hearing last month, regulators threatened to impose new regulations [...] [...more]
