The year is closing out with a handful of retirement planning tips stacked up on my desk that I want to pass along. Here are some important odds and ends to keep in mind as you consider your moves for 2011: –The tax deal makes Roth conversions easier to fund. The two-year extension of Bush-era [...] [...more]
Q: I opened a Roth IRA about 15 years ago before I married my present husband and I’ve contributed a little to it over the years. Now that I’m retired and no longer bringing in any income, can I still contribute to my Roth IRA? If so, are there any special stipulations I should be [...] [...more]
A recent IRS ruling opens up a new window for investors to suspend their required minimum distributions (RMDs) from retirement plans and IRAs this year. RMDs were suspended for 2009 under legislation intended to provide relief to investors battered by the market crash. The idea was not to force investors to pull funds while holdings [...] [...more]
While retirement investors have had a miserable time lately, tax season is always a good time to do some long-term planning. With the April 15 tax deadline coming into view, I asked several smart financial planners and tax experts for their best ideas for retirement investors. Most advisers this year are focusing on ways to [...] [...more]
