Premature retirement: Who faces the greatest risk?


Planning to work longer to bolster your retirement finances? It can make a big difference, but it is tough to pull off. Half of all retirees leave the workforce earlier than planned due to a health problem or job loss. Blue collar workers with physically demanding jobs are most susceptible to early retirement, according to […]

Biggest surprises in retirement? The experts weigh in


The Great Recession served up some nasty financial surprises to retirees – the housing crash, job loss and shrunken 401(k)s top the list of causes for the retirement insecurity that so many face. But retirement can bring lifestyle surprises, too. It’s one of life’s biggest transitions, and a major leap into the unknown. Hoping to […]

Out of work and under 65? Here’s how to retool your retirement plan


We reached a milestone last week when the government reported that the U.S. economy has regained all the jobs lost during the Great Recession. Yet for many older workers the recession never ended; long-term joblessness has morphed into de facto premature retirement. Now, millions are performing financial triage on retirement plans that had been based […]

It takes villages: Boomers’ alternative approach to retirement living

Beth Baker

Where do retired recreational vehicle enthusiasts go when they get too old to hit the road? Some are parking – permanently – at the Escapees Care Center, an adult day-care center in Livingston, Texas, where they can live in their RVs and pay monthly fees that cover whatever care they may need and commune with […]

A holiday reading list for the retiree on your list


Now that the baby boomer age wave is crashing ashore, Americans are retiring by the boatload. About 10,000 of us will turn 65 every day for the next 17 years, the Pew Research Center tells us. If someone on your gift list is hitting the beach this holiday season, a little guidance is in order […]

Employee stock purchase plans see uptick in post-Enron era

Invesco is a big believer in employee ownership. But in 2005, the investment management giant dropped a feature in its 401(k) plan that allowed employees to accumulate its shares in their retirement accounts. The decision stemmed from worries about the risks of company stock in a retirement plan, where plan sponsors have a fiduciary responsibility […]