You’re young and lucky enough to be gainfully employed, but it’s a hard time to be starting out in life – the job market is perilous, financial markets are volatile and the housing market’s direction is anyone’s guess. Is this any time to be thinking about saving for a secure retirement? Absolutely. Top retirement experts [...] [...more]
At a time when retirement security has eroded, a plan for retirement has never been more important–especially for middle-class families who might be facing deficits in retirement savings, sharp declines in the value of their homes, and unforeseen loss of income from employment. Do-it-yourself planning certainly is an option, but a little help from a [...] [...more]
The Republican Party has staged a mind-numbing 18 presidential debates this year, and more questions and answers lie ahead as the primaries and general election get into high gear in the new year. The future of Social Security and Medicare will be central issues in the 2012 election. The ongoing debate about income inequality also [...] [...more]
The market’s recent volatility has put new focus on a key question older investors have been asking themselves since the 2008 crash: what is the correct retirement portfolio equity exposure for investors close to retirement, or who already are retired? Ask the experts, and you’ll get answers that are all over the map. The Putnam [...] [...more]
A growing body of research suggests that our ability to make sound financial decisions declines sharply with age. Roughly half of adults in their 80s suffer from dementia or cognitive decline that impacts financial management skills, according to David Laibson, an economics professor at Harvard University and co-author of a research report with three other [...] [...more]
