Medicare, ACA care and how to navigate during enrollment

Health-Insurance-150-x-220-px

This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors. Insurers offering Medicare and ACA policies have big money at stake, and consumers are subject to a blizzard of marketing messages. […]

Five takeaways on retirement policy from the midterm elections

Mitch McConnell

Retirement policy wasn’t on the ballot in last week’s midterm elections. But the new political landscape could threaten the retirement security of middle-class households. With Republicans in full control of Congress, expect efforts to cut Social Security and Medicare benefits. And more Republican-controlled statehouses mean more efforts to curtail state and local workers’ pensions. One positive […]

Getting a handle on health care in retirement

Morningstar-health-care-panel-blueprint

Health care is one of the largest expenses most Americans will face in retirement – and it’s among the most difficult to predict. At the recent Morningstar Individual Investor Conference, I joined a panel discussion of strategies for meeting health-care funding needs using Medicare, Medigap, long-term care insurance health savings accounts – and the Affordable Care Act. […]

Obamacare opens new pathways into retirement

Boehner1-slider

Is President Obama’s health reform law a job killer? Republicans seized on a new high-profile analysis of the Affordable Care Act (ACA) this week to ram home that oft-repeated talking point. But the report, issued this week by the Congressional Budget Office (CBO), actually says something quite different: Jobs won’t be destroyed, but more Americans […]

What does the Affordable Care Act mean for retirees?

Obama-and-seniors---blueprint

After much fanfare and controversy, Obamacare’s health insurance exchanges are open for business. What does the Affordable Care Act mean for retirees? It all depends on your age. If you’re 65 or older and on Medicare, there are no big changes for you to worry about. But the ACA offers important new options for retirees […]

Pages: 1 2

Seniors face rising scam risk as Obamacare launches

ACA-Fraud2

Seniors have been sold plenty of lies about health reform since the Affordable Care Act (ACA) became law in 2010. They’ve been told that it will slash their benefits and create “death panels” to weed out those too old and sick to be worthy of medical care; that it will crush the popular Medicare Advantage […]

What Obamacare means for retirees

Obama-health1

When the autumn leaves start to fall, it is time for Medicare enrollment. Starting on October 15th, seniors can shop for prescription drug or Medicare Advantage managed-care plans in online exchanges that let them compare features and prices. Wait a minute, you’re thinking – online health insurance exchanges? Isn’t that the Obamacare insurance market launch […]

Employers look to Obamacare exchanges and Medicare for retiree health insurance

Rahm Emanuel slider

Chicago Mayor Rahm Emanuel is leading the charge in the public sector to cut  healthcare costs by shifting retirees into new public insurance exchanges created under Obamacare. Detroit, which filed for bankruptcy, hopes to push retirees who are too young for Medicare onto the new public insurance exchanges as a way of shedding healthcare liabilities. […]

Obamacare enrollment: What older Americans need to know

Obama-health1

The marketing blitz for the launch of Obamacare is underway, with ad campaigns in many states featuring actors, musicians and athletes urging people to sign up for the health insurance program. A big federal ad campaign will follow in September. Marketing and communication might serve as an antidote to the confusion and antipathy that persists […]

Medicare Advantage defies the forecast with rapid growth

If we used tennis scoring to track the progress of healthcare reform, this would be the moment to declare: advantage Advantage. Obamacare opponents have been warning for several years now that Medicare Advantage, the private plan option that seniors can pick instead of traditional fee-for-service Medicare, would fail because of the healthcare law’s impact on […]