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Money

Six steps young investors can take to build retirement security

Posted on 12 January 2012

By Mark Miller

You’re young and lucky enough to be gainfully employed, but it’s a hard time to be starting out in life – the job market is perilous, financial markets are volatile and the housing market’s direction is anyone’s guess. Is this any time to be thinking about saving for a secure retirement?

Absolutely. Top retirement experts emphasize the importance of starting early for this simple reason: Time is on your side. Workers in their twenties and thirties have plenty of time to benefit from the magic of compound returns and to allow the market to bounce through its usual ups and downs.

I asked a broad list of retirement planning experts recently to offer their top tips for young retirement savers, and received an avalanche of enthusiastic responses; I suspect this is a fun area for planners because young retirement investors have so much opportunity to lay a strong foundation.

My Reuters Money column today offers up the wisdom of the crowd for young retirement savers, distilled to the top six tips.

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