Do we really become more set in our ways as we age? Not according to a recent SecurePath by Transamerica survey. The C.U.R.E. Retirement Study (change, uncertainty, risk and retirement education) probed the attitudes of pre-retirees about how they deal with factors outside their control, such as the economy. The survey responses seem to contradict the stereotypes:

• Two-thirds (65 percent) say they’ve gotten better at handling periods of change or uncertainty as they age.
• Half (50 percent) even say they are at their best during times of change and 50 percent find change exciting.
• When asked about their personal philosophy when it comes to finances and money, more than half (58 percent) can relate to the notion of “Nothing ventured, nothing gained,” and 48 percent agree with the statement “No risk, no reward”.
• Nearly three-quarters (73 percent) of pre-retirees say they will handle the change and uncertainty associated with growing older well and two-thirds (65 percent) are confident that even with the uncertainty associated with retirement, everything will work out.

The findings are based on more than 2,000 interviews with working adults over age 50.

If you’d like to know how your change profile stacks up against the averages, you can take the risk quiz here.

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Tags | planning, retirement