Posted on 09 November 2012
By Mark Miller
What you don’t know about Social Security and Medicare can hurt you.
Both of these critical retirement programs have complex rules governing when you file for benefits, interaction with employment, and spousal and survivor benefits. Any one of these factors can make thousands of dollars of difference to seniors in lifetime benefits or costs.
I spoke recently with Christine Benz, director of personal finance for Morningstar.com, about smart filing decisions for Social Security and Medicare.