Medicare basics

Traditional Medicare (Parts A and B) provides basic health services but with some costs born by beneficiaries through premiums and co-payments. And unlike most private health insurance plans, Medicare has no overall limit on out-of-pocket expenses-which means you face risk in cases of the most serious, care-intensive illness. The basic program also doesn’t cover dental […]

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How to hire a fee-only planner

At a time when retirement security has eroded, a plan for retirement has never been more important–especially for middle-class families who might be facing deficits in retirement savings, sharp declines in the value of their homes, and unforeseen loss of income from employment. Do-it-yourself planning certainly is an option, but a little help from a […]

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How to protect against elder financial abuse

We’ve all received the pitch in the mail: Transfer your credit card balance to a new card at a lower interest rate. The catch: Payments on the new card will be applied first to the transferred balance; meanwhile, a higher interest rate is applied to new purchases–and payments are applied to that balance only after […]

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