How part-time work hurts retirement security for millennials, minorities

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The Great Recession took any number of wrecking balls to the retirement security of American workers, including wages and pension benefits, home equity and savings. But one of the less understood areas of hurt continues to this day: part-time work. The recession pushed the U.S. part-time labor force to 20.1 percent in January 2010 from […]

Retirement investors not hitting post-election panic button

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Emotion can drive investor behavior – and feelings are in overdrive following last month’s election.Across the United States, the mood ranges from a state of mourning to euphoria, depending on one’s political views. But retirement investors are not hitting the panic button in the wake of the Nov. 8 election. The Vanguard Group reports that […]

Federal lawsuit targets housing discrimination against LGBT seniors

Marsha Wetzel

A wide array of research has documented continuing housing discrimination against older lesbian, gay, bisexual and transgender people. For example, a survey of LGBT adults living in long-term care settings by Justice in Aging, a legal advocacy group, found that a majority believed they would face discrimination from housing staff if they were open about […]

Survey finds unity between young and old at a divisive time

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At a moment of sharp national division, here is a bit of good news: young and old are not at one another’s throats in this country. A survey released on Thursday finds Americans of all ages have very little interest in the myth of “generation war” we hear about so often in debates about federal […]

Medicare Part B premiums won’t jump as much as expected in 2017

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Medicare Part B premiums won’t jump as sharply as feared next year. The Centers for Medicare & Medicaid Services (CMS) announced that the average premium will rise about $4 next year – to $109 per month  from $104.90 (that’s been the premium since 2013). That’s the number for the 70 percent of Medicare beneficiaries who […]

After the election, retirement security heads for a crash

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Retirement security already looked like a looming train wreck for most U.S. households before Election Day. Now, the consolidation of Republican control of government threatens to accelerate the crash. It is too early to predict the agenda Donald Trump will bring to the White House on retirement policy, or where it might fit on his […]

Will Your Social Security Get Whacked by the WEP?

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A friend called recently about her Social Security benefit, and she was not happy. Preparing to retire following a successful career in academic, private sector, and federal government positions, she expected to retire on a mix of Social Security, a pension, and savings. Then she checked the amount of her projected Social Security benefit and […]

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Special needs families face complex retirement planning challenges

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Mary Anne Ehlert came by her expertise in financial planning for special-needs families the hard way: she has lived through the challenge herself. Ehlert, a certified financial planner based in Lincolnshire, Illinois, has a sister who was born with cerebral palsy, and a son who suffers from blindness and mental illness. Both of her parents […]

Medicare open enrollment 2016: Shopping tips

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Medicare enrollees can save hundreds of dollars on premiums and out-of-pocket costs by doing a checkup on their coverage in the weeks to come. But few bother to review what they’ve got or make changes. Medicare’s annual open enrollment period runs from Oct. 15 to Dec. 7 – the period when enrollees can shop for […]

Beneath the rancor, Social Security is on the November ballot

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The future of Social Security is on the ballot this year – not that you could tell by the U.S. presidential debates, or by any other aspect of this rancorous, sensational election. But 67 percent of registered voters rank Social Security as a “very important” part of their voting decision this year – just behind […]