Retirement planning: The view from Vanguard

Steve Utkus, director of the Vanguard Center for Retirement Research.

The dramatic shift by retirement savers to passive investing means financial advisors will spend less time in the future picking stocks, and that leads to questions about new ways to add value. Nowhere are those questions more pressing than at Vanguard, the king of passive mutual fund investing. The company has been testing its Personal […]

Retirement planning for singles: Three must-do items

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If retirement planning had a soundtrack, a great candidate would be “Love and Marriage,” the old Sammy Kahn lyric made famous by Frank Sinatra: Love and marriage, love and marriage . . go together like a horse and carriage . . . So much planning advice focuses on married couples–and no doubt, that’s where some of […]

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Year-end tips for retirement savers young and not-so-young

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It’s year-end, and retirement savers of all ages need to check their to-do lists. These year-end lists often feel to me like endless, laborious chores, so I decided to limit suggestions in my Reuters column this week to just three – one apiece for three stages of life: already retired, close to retirement and just starting […]

Kristof’s “A Path Appears” is a must-read for boomers who want to give back

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Many people approach retirement with thoughts of giving back and leaving a legacy, but they’re unsure about the specific path to take. Many struggle with tough questions – where to volunteer? How to give money effectively? Should I focus here or abroad? What’s the most important cause to work on? How do I get started? If […]

Medicare, ACA care and how to navigate during enrollment

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This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors. Insurers offering Medicare and ACA policies have big money at stake, and consumers are subject to a blizzard of marketing messages. […]

Five takeaways on retirement policy from the midterm elections

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Retirement policy wasn’t on the ballot in last week’s midterm elections. But the new political landscape could threaten the retirement security of middle-class households. With Republicans in full control of Congress, expect efforts to cut Social Security and Medicare benefits. And more Republican-controlled statehouses mean more efforts to curtail state and local workers’ pensions. One positive […]

Biggest surprises in retirement? The experts weigh in

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The Great Recession served up some nasty financial surprises to retirees – the housing crash, job loss and shrunken 401(k)s top the list of causes for the retirement insecurity that so many face. But retirement can bring lifestyle surprises, too. It’s one of life’s biggest transitions, and a major leap into the unknown. Hoping to […]

The 50-Plus Job Market: 5 Trends to Watch

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Working longer is a mantra these days for many Americans hoping to build greater retirement security. Staying on the job even a few years beyond traditional retirement age makes it easier to delay filing for Social Security; it also can mean more years contributing to retirement accounts and fewer years of depending on nest eggs […]

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A report from the epicenter of encore careers

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PHOENIX – The ironic location of the Encore 2014 conference wasn’t lost on Marc Freedman, the organization’s founder and CEO: Maricopa County, Arizona, birthplace of the idea of retirement as a time of leisure. In January, 1960, Del Webb opened Sun City here. “Webb was a remarkable social innovator, and he came up with the idea of […]

Social Security reform should boost benefits and taxes, poll finds

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It’s no surprise that a new public opinion survey would find broad public opposition to cutting Social Security benefits. But a survey released this week [PDF] by the National Academy of Social Insurance finds a strong majority of Americans actually support boosting benefits – and taxing themselves to pay for it. The survey uses a polling […]