Q: I have a 457 tax-deferred government retirement plan. I have 25 percent in a 60/40 balanced fund, 25 percent in an extended market fund, 25 percent in an EAFE (foreign stock index) fund and 25 percent in a stock index fund. I’m down about 34 percent year-to-date. Do you recommend I change these allocations? [...] [read full article…]
For retirement investors, good news has been hard to find lately. But here’s a small silver lining for the dark clouds hanging over the market: There’s never been a better time to convert an IRA to a Roth account.If you’ve been thinking of converting some or all of your IRA assets to a Roth, this [...] [read full article…]
Hey, all you laid-off, middle-aged bankers, accountants, programmers, marketers and other well-trained corporate types out there–listen up: Ever thought about working at a not-for profit?The business world is crumbling all around us, but non-profits have been growing faster than either the business or government sector–and they’re facing a shortage of talent. Best of all, the [...] [read full article…]
Barack Obama’s hair turned a little gray during his 20-month quest for the presidency but he’s hardly the only one showing some age. President-elect Obama will lead a country that is aging rapidly as the huge baby boomer generation heads toward retirement. By the year 2030, there will be 72 million Americans over age 65–about [...] [read full article…]
