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Charitable IRA makes a last-minute comeback for 2014

Gotta love the way we make tax policy these days. Congress finally okayed charitable IRA transfers for 2014 (!) this week. This provision – which bounces in and out of existence like a yo-yo – allows IRA account owners who need to take Required Minimum Distributions (RMDs) to make direct contributions to charitable organizations, and […]

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A report from the epicenter of encore careers

PHOENIX – The ironic location of the Encore 2014 conference wasn’t lost on Marc Freedman, the organization’s founder and CEO: Maricopa County, Arizona, birthplace of the idea of retirement as a time of leisure. In January, 1960, Del Webb opened Sun City here. “Webb was a remarkable social innovator, and he came up with the idea of […]

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Medicare, ACA care and how to navigate during enrollment

This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors. Insurers offering Medicare and ACA policies have big money at stake, and consumers are subject to a blizzard of marketing messages. […]

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Kristof’s “A Path Appears” is a must-read for boomers who want to give back

Many people approach retirement with thoughts of giving back and leaving a legacy, but they’re unsure about the specific path to take. Many struggle with tough questions – where to volunteer? How to give money effectively? Should I focus here or abroad? What’s the most important cause to work on? How do I get started? If […]

Blueprints

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Longer life expectancies raise the bar on pensions

Americans are living longer. That's good news for people--but it's creating challenges in the world of traditional defined-benefit pensions. American men are living an average of two ... [Continue Reading]

Latest RR Posts

IRA-slider

Charitable IRA makes a last-minute comeback for 2014

Gotta love the way we make tax policy these days. Congress finally okayed charitable IRA transfers for 2014 (!) this week. This provision – which bounces in and out of existence like a yo-yo – allows IRA account owners who need to take Required Minimum Distributions (RMDs) to make direct contributions to charitable organizations, and […]

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Multiemployer pension benefit cuts: A Q&A on what you need to know

The last-minute deal to allow retiree pension benefit cuts as part of the federal spending bill for 2015 passed by Congress last week has set off shock waves in the U.S. retirement system. Buried in the $1.1 trillion “Cromnibus” legislation signed this week by President Barack Obama was a provision that aims to head off […]

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Longer life expectancies raise the bar on pensions

Americans are living longer. That’s good news for people–but it’s creating challenges in the world of traditional defined-benefit pensions. American men are living an average of two years longer than they were in 2000 (the last time the tables were revised), and women are getting an additional 2.4 years of life, according to new mortality […]

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When does it make sense to accelerate tax payments on retirement accounts?

It’s almost a mantra of financial planning: Defer taxes on investments whenever you can, for as long as possible. But in some situations, it can make sense. Consider this: Recent Vanguard research found that 20 percent of account holders who take Required Minimum Distributions (RMDs) from retirement funds put the money in taxable accounts. In other words, […]

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Lame duck Congress tries a lame move on pensions

The mid-term election results have changed the political landscape in a way that threatens the retirement security of middle class households. But we don’t even have to wait for the new Congress to be seated in January to know just how bad things could get. This week, the lame duck Congress pulled a lame move, inserting “Solutions Not […]