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Why last-minute IRA contributors are leaving money on the table

Individual Retirement Account contributions are getting larger – an encouraging sign of a recovering economy and improved habits among retirement savers. But there is an “I” in IRA for a reason: investors are in charge of managing their accounts. And recent research by Vanguard finds that many of us are leaving returns on the table […]

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Will jobless 50+ workers be able to get back in the workforce?

Nothing throws a financial plan off course like unplanned unemployment in the years leading up to retirement. Plenty of plans have been derailed in the aftermath of the Great Recession. Nearly half of workers retire earlier than expected, according to the Employee Benefit Research Institute’s annual Retirement Confidence Survey. The reasons include health problems or disability […]

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Why most seniors can’t afford to pay more for Medicare

Should seniors pay more for Medicare? Republicans think so; they have repeatedly called for replacing the current program with vouchers that would shift cost and risk to seniors. There’s no doubt this is where Republicans will take us if they capture control of Congress this year, and the White House in 2016. Representative Paul Ryan, […]

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More Americans are aging in place; Can towns and cities adapt?

The graying of the American homeowner is upon us. The question is: Will communities be ready for the challenges that come with that? The number of households headed by someone age 70 or older will surge by 42 percent from 2015 to 2025, according to a report on the state of housing released last month […]

Blueprints

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The best places to retire successfully

Minnesota just might be the best place to get old in America--if you're interested mainly in quality health care and don't mind cold winter weather. A state-by-state ranking of senior … [Read More...]

Latest RR Posts

IRA-slider

Why last-minute IRA contributors are leaving money on the table

Individual Retirement Account contributions are getting larger – an encouraging sign of a recovering economy and improved habits among retirement savers. But there is an “I” in IRA for a reason: investors are in charge of managing their accounts. And recent research by Vanguard finds that many of us are leaving returns on the table […]

Retire-abroad-280x165

The best places to retire successfully

Minnesota just might be the best place to get old in America–if you’re interested mainly in quality health care and don’t mind cold winter weather. A state-by-state ranking of senior health gives Minnesota top honors for a range of reasons–everything from the rate of annual dental visits to the quality of nursing home beds and […]

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Why 401(k)s won’t offer longevity annuities anytime soon

Longevity risk – that is, the risk of outliving your retirement savings – is among retirees’ biggest worries these days. The Obama administration is trying to nudge employers to add a special type of annuity to their investment menus that addresses that risk. But here’s the response they’re likely to get: “Meh.” The U.S. Treasury […]

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Twitterverse has questions about retirement; we’ve got answers

The Twitterverse has questions about retirement. What’s the best way for young people to get started saving? Are target date funds good or bad? Should we expand Social Security to help low-wage workers? Those are just a few of the great questions I fielded during a retirement Tweet-up convened this week by my colleagues at […]

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Retirees: Have you checked bank CD rates lately?

Getting  low-risk yield has been one of the toughest challenges for retirees ever since the financial meltdown of 2008-2009. Interest rates are near zero, and many retirees are nervous about bonds out of fear that rates might jump. All of which leaves a simple question: How about a good old-fashioned certificate of deposit? Retirees desperate […]