Social Security reform: the clock is ticking

Can you count on your Social Security benefits when retirement rolls around? Most Americans worry about this – partly due to the nonsense they hear from political opponents of Social Security and ill-informed media. You will hear that the program is bankrupt, its reserves are nothing but a bunch of IOUs, or that Social Security […]

Older and jobless: the recovery’s forgotten story

Six years after the Great Recession ended, jobless older workers are the forgotten story of the economic recovery. U.S. employers are creating hundreds of thousands of new jobs every month, but millions of older workers who want a job cannot find work. The economic data documenting the problem is clear. So is one of the […]

Republican health reform is the real disaster for older Americans

The health reform bill proposed by the White House and Speaker Paul Ryan is predicated on the political assertion that Obamacare is a “disaster,” characterized by collapsing insurance markets and soaring premiums. Some states have had problems, to be sure – and the Affordable Care Act (ACA) could stand some tweaking. But if your income is […]

We should nurture, not ax, programs for older volunteers

What to say about a federal program that helps enable 245,000 U.S. seniors to tutor kids, renovate homes and teach English to immigrants? How about this: “We can’t spend money on programs just because they sound good.” That is White House budget director Mick Mulvaney last month, explaining why the Trump administration’s budget blueprint proposes […]

Blueprints

Life insurance in retirement: Who needs it?

The KISS principle--invented by the U.S. Navy in the 1960s--holds that most systems work best when they are kept simple. And KISS is a great principle to apply to this question: When, if ... [Continue Reading]

Latest RR Posts

Social Security reform: the clock is ticking

Can you count on your Social Security benefits when retirement rolls around? Most Americans worry about this – partly due to the nonsense they hear from political opponents of Social Security and ill-informed media. You will hear that the program is bankrupt, its reserves are nothing but a bunch of IOUs, or that Social Security […]

We should nurture, not ax, programs for older volunteers

What to say about a federal program that helps enable 245,000 U.S. seniors to tutor kids, renovate homes and teach English to immigrants? How about this: “We can’t spend money on programs just because they sound good.” That is White House budget director Mick Mulvaney last month, explaining why the Trump administration’s budget blueprint proposes […]

Will Republicans fund tax cuts by tapping retirement piggy bank?

Tax reform is up next for our Attention Deficit Disorder Republican government, which just rushed through a chaotic, ugly battle to reform our complex healthcare system. The fight over tax reform promises to be just as chaotic and ugly – and it could mean big changes for Americans saving for retirement. The Republican tax plan […]