tax-return---slider

Who would pay more if we lift the cap on payroll taxes?

Progressives have been arguing for some time now that one of the best ways to close Social Security’s long-range funding gap would be to lift the cap on maximum wages subject to payroll taxes. This year, the cap is $118,500; there’s a basic fairness argument here, in that a wage-earner below that figure is taxed […]

Dr. Philip Pizzo,  founder of Stanford's Distinguished Careers Institute.

Stanford pushes the envelope for higher ed on midlife career change

Is college wasted on the young? Dr. Philip Pizzo might not go that far, but he does hope to turn the world of higher education on its head by getting universities to focus on an older student body – much older than the typical twenty-something undergraduate. Pizzo, a pioneering oncologist and former dean of Stanford […]

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Medicare, ACA care and how to navigate during enrollment

This is enrollment season for two huge public health insurance programs: Medicare and the Affordable Care Act health insurance exchanges. For older Americans, the overlapping sign-up periods can lead to confusion and enrollment errors. Insurers offering Medicare and ACA policies have big money at stake, and consumers are subject to a blizzard of marketing messages. […]

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Kristof’s “A Path Appears” is a must-read for boomers who want to give back

Many people approach retirement with thoughts of giving back and leaving a legacy, but they’re unsure about the specific path to take. Many struggle with tough questions – where to volunteer? How to give money effectively? Should I focus here or abroad? What’s the most important cause to work on? How do I get started? If […]

Blueprints

Myth-and-Reality-280px

Debunking the top 10 myths about Social Security

Social Security is going bankrupt. It's a Ponzi scheme. The program's trust fund contains nothing but a bunch of worthless IOUs. Those are just a few of the comments we hear frequently ... [Continue Reading]

Latest RR Posts

Dr. Philip Pizzo,  founder of Stanford's Distinguished Careers Institute.

Stanford pushes the envelope for higher ed on midlife career change

Is college wasted on the young? Dr. Philip Pizzo might not go that far, but he does hope to turn the world of higher education on its head by getting universities to focus on an older student body – much older than the typical twenty-something undergraduate. Pizzo, a pioneering oncologist and former dean of Stanford […]

Myth-and-Reality-280px

Debunking the top 10 myths about Social Security

Social Security is going bankrupt. It’s a Ponzi scheme. The program’s trust fund contains nothing but a bunch of worthless IOUs. Those are just a few of the comments we hear frequently from journalists, politicians, and policymakers about Social Security. But they’re all false–and that’s a big problem. Social Security is one of our most important […]

tax-return---slider

Who would pay more if we lift the cap on payroll taxes?

Progressives have been arguing for some time now that one of the best ways to close Social Security’s long-range funding gap would be to lift the cap on maximum wages subject to payroll taxes. This year, the cap is $118,500; there’s a basic fairness argument here, in that a wage-earner below that figure is taxed […]

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Romney’s huge IRA makes a comeback in Obama retirement proposal

It was a memorable moment in the 2012 presidential race. In their October 16 debate, Defending his blind trust investments, Gov. Romney said: ROMNEY: Just going to make a point. Any investments I have over the last eight years have been managed by a blind trust. And I understand they do include investments outside the United […]

Illinois State Senator Daniel Biss.

State plans for low-income retirement saving gain momentum

My home state of Illinois is not the first place that comes to mind for innovative approaches to retirement savings. We are much more infamous for our pension plan for state workers, which is the worst-funded in the country. But Illinois just became the first U.S. state to adopt a promising new approach to a […]