One problem with delayed Social Security claims: Risk of higher Medicare Part B premiums

Delaying your Social Security benefit as long as possible is a great way to boost retirement income, but the strategy comes with one built-in downside. Most seniors enroll in Medicare at 65, but those who are not yet receiving Social Security run the risk of much larger annual increases in their Part B premiums. Healthcare […]

Older and jobless: the recovery’s forgotten story

Six years after the Great Recession ended, jobless older workers are the forgotten story of the economic recovery. U.S. employers are creating hundreds of thousands of new jobs every month, but millions of older workers who want a job cannot find work. The economic data documenting the problem is clear. So is one of the […]

Republican health reform is the real disaster for older Americans

The health reform bill proposed by the White House and Speaker Paul Ryan is predicated on the political assertion that Obamacare is a “disaster,” characterized by collapsing insurance markets and soaring premiums. Some states have had problems, to be sure – and the Affordable Care Act (ACA) could stand some tweaking. But if your income is […]

Retirement rankings? They’re all over the map

What’s the best place to live in retirement? New Hampshire boasts low taxes and a vital cultural climate. Mexico has warm weather and a low cost of living. The Provo-Orem metropolitan area of Utah, with about 115,000 residents, promises an outdoorsy lifestyle, proximity to Salt Lake City and plenty of opportunities to take classes at […]

Blueprints

Income Annuity Decision: Start Now or Wait Until Later?

Fewer workers expect traditional pensions when they retire these days, yet most also are acutely aware that longevity is rising--and that they run the very real risk of running out of money ... [Continue Reading]

Latest RR Posts

One problem with delayed Social Security claims: Risk of higher Medicare Part B premiums

Delaying your Social Security benefit as long as possible is a great way to boost retirement income, but the strategy comes with one built-in downside. Most seniors enroll in Medicare at 65, but those who are not yet receiving Social Security run the risk of much larger annual increases in their Part B premiums. Healthcare […]

Behavioral economics works for retirement saving; let’s try it in the states

How to get people to save for retirement? There are two schools of thought: cajole and educate, or give people a little push in the right direction. Pushing has been ascendant over the past decade for a simple reason: it works. Fueled by “behavioral economics” – which focuses on the psychological and emotional factors in […]

Retirement rankings? They’re all over the map

What’s the best place to live in retirement? New Hampshire boasts low taxes and a vital cultural climate. Mexico has warm weather and a low cost of living. The Provo-Orem metropolitan area of Utah, with about 115,000 residents, promises an outdoorsy lifestyle, proximity to Salt Lake City and plenty of opportunities to take classes at […]